CNCBI Motion Virtual Credit Card
China CITIC Bank International Limited
About this product
A Mastercard credit card from China CITIC Bank International Limited. Its annual fee is HK$0. Rewards center on HK$ cash rebate, with headline rules such as 0.4% · Basic cash rebate on eligible spending (the Cash Rebate rewards programme) · ≤HK$400 · monthly cap HK$400; 6% · Dining and online spending with cumulative eligible retail spending of HK$3,800 or above per calendar month (0.4% basic plus 5.6% extra cash rebate) · ≤HK$200 · From now until 31 December 2026; the 5.6% extra cash rebate cap counted per calendar month; 10% · Eligible foreign currency spending within the first 3 months from card issuance (welcome offer, choose one of three) · ≤HK$1,000 · Promotion period from now until 31 December 2026; the first 3 months counted from the card issuance date, up to HK$1,000.
Reward rules
Who it suits
- Diners who eat out often and want dining rewards
- Heavy online and mobile-payment shoppers
- Users who want a no-annual-fee card
Key facts
Fees & rates
Eligibility
Card details
Source: CNCBI Motion Virtual Credit Card Last updated: Data follows the institution's official pages and is not investment or lending advice.