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ZA Bank Limited

Official sitewww.bank.za.groupLast verified

Personal loans2

ZA Bank Limited

Debt Changer

 APR from4.10%–36.00%Loan amountHK$5,000–HK$1,500,000Monthly flat rate0.38%Tenor12–72
Source: ZA Bank Debt ConsolidationUpdated 5 Oct 2026
ZA Bank Limited

ZA Bank Instalment Loan

 APR from1.30%–36.00%Loan amountHK$5,000–HK$1,000,000Monthly flat rate0.0584%Tenor6–60
Source: ZA Bank instalment loanUpdated 21 Sep 2026

Virtual bank accounts1

ZA Bank Limited

ZA Bank Personal Savings Account

 Minimum balanceNo minimum deposit threshold (no minimum balance)Maintenance feeHK$0InterestTo be verified
App-based opening
Source: ZA Bank Personal Savings AccountUpdated 19 Oct 2026

Brokerage accounts1

ZA Bank Limited

ZA Bank Stock Trading

 MarketsUS stocksHong Kong stocksCommission0%Minimum depositTo be verifiedRegulatorHong Kong SAR · Licensed bank (SFC CE number not stated in the source files)
Current offers: Stock Mega Draw: successfully buy stocks during the promotion period to receive one lucky draw entry, with the prize a designated stock redemption voucher that can be redeemed for stocks ranked in the top 100 by US market capitalization（Until 31 Dec 2026）
Source: ZA Bank Stock TradingUpdated 19 Oct 2026

Tax loans1

ZA Bank

ZA Bank Tax Loan

 APR from0.00%–36.00%Loan amountUp to HK$1,000,000Monthly flat rate0.18%Tenor12 or more
Source: Official product pageUpdated 25 Sep 2026