Debt Changer
ZA Bank Limited
Intro
About this product
A personal loan from ZA Bank Limited. Loan amounts run HK$5,000–HK$1,500,000 with tenors of 12–72 months. The monthly flat rate is 0.38% and the APR 4.10%–36.00%.
Fit
Who it suits
- Borrowers who need a larger sum (up to HK$1,500,000)
- Borrowers who prefer a longer tenor (up to 72 months)
- Strong-credit borrowers aiming for an APR as low as 4.10%
Key facts
Key facts
Cost
APR
4.10%–36.00%
Monthly flat rate
0.38%
Repayment
Tenor
12–72
Amount
Loan amount
HK$5,000–HK$1,500,000
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: ZA Bank Debt Consolidation Last updated: Data follows the institution's official pages and is not investment or lending advice.