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ZA Bank Instalment Loan

Intro

About this product

A personal loan from ZA Bank Limited. Loan amounts run HK$5,000–HK$1,000,000 with tenors of 6–60 months. The monthly flat rate is 0.0584% and the APR 1.30%–36.00%.

Fit

Who it suits

  • Borrowers who need a larger sum (up to HK$1,000,000)
  • Borrowers who prefer a longer tenor (up to 60 months)
  • Strong-credit borrowers aiming for an APR as low as 1.30%
Key facts

Key facts

Cost

APR
1.30%–36.00%
Monthly flat rate
0.0584%

Repayment

Tenor
6–60

Amount

Loan amount
HK$5,000–HK$1,000,000
Effective from
20 Sep 2026

Reminder: borrow only what you can repay, and never pay a middleman.

Source: ZA Bank instalment loan Last updated: Data follows the institution's official pages and is not investment or lending advice.