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Balance Transfer Program

Intro

About this product

A personal loan from China Construction Bank (Asia) Corporation Limited. The monthly flat rate is 0.25% and the APR 5.81%. On fees, handling fee HK$0. On early repayment, Borrowers who draw down the loan may apply to repay it in full within 7 calendar days of the drawdown date under the 7-day Cooling-off Period.

Key facts

Key facts

Cost

APR
5.81%
Monthly flat rate
0.25%
handling fee HK$0 · Handling fee is waived when the Balance Transfer Program application is successful

Repayment

Tenor
To be verified
Borrowers who draw down the loan may apply to repay it in full within 7 calendar days of the drawdown date under the 7-day Cooling-off Period.
No early repayment charge outside the cooling-off period is published on this page.
Early repayment within the 7-day Cooling-off Period requires contacting the Bank's hotline 3179 5501 and visiting a branch in person to settle the Principal Loan amount in full.
Repaying the loan in full within the 7-day Cooling-off Period may waive the handling fee, interest and Prepayment / Early Settlement Fee / Redemption Fee.

Amount

Loan amount
To be verified
Effective from
21 Sep 2026

Reminder: borrow only what you can repay, and never pay a middleman.

Source: CCB Asia Balance Transfer Last updated: Data follows the institution's official pages and is not investment or lending advice.