Personal Installment Loan
China Construction Bank (Asia) Corporation Limited
Intro
About this product
A personal loan from China Construction Bank (Asia) Corporation Limited. The monthly flat rate is 0.06% and the APR 1.24%–1.33%. On fees, handling fee HK$0. On early repayment, Borrowers who draw down the loan may apply to repay it in full within 7 calendar days of the drawdown date under the 7-day Cooling-off Period.
Fit
Who it suits
- Strong-credit borrowers aiming for an APR as low as 1.24%
- Borrowers who want the handling fee waived
Key facts
Key facts
Cost
APR
1.24%–1.33%
Monthly flat rate
0.06%
handling fee HK$0 · Handling fee is waived when the Personal Installment Loan application is successful
Repayment
Tenor
To be verified
Borrowers who draw down the loan may apply to repay it in full within 7 calendar days of the drawdown date under the 7-day Cooling-off Period.
No early repayment charge outside the cooling-off period is published on this page.
Early repayment within the 7-day Cooling-off Period requires contacting the Bank's hotline 3179 5501 and visiting a branch in person to settle the Principal Loan amount in full.
Repaying the loan in full within the 7-day Cooling-off Period may waive the handling fee, interest and Prepayment / Early Settlement Fee / Redemption Fee.
Amount
Loan amount
To be verified
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: CCB Asia Personal Installment Loan Last updated: Data follows the institution's official pages and is not investment or lending advice.