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China Construction Bank (Asia) Corporation Limited

Official sitewww.asia.ccb.comLast verified

Credit cards11

CCB Asia Visa Platinum Credit Card · China Construction Bank (Asia) Corporation Limited China Construction Bank (Asia) Corporation Limited

CCB Asia Visa Platinum Credit Card

 Annual feeWaivedPurchase APR35.60%Minimum incomeTo be verified
1Eligible spending: 1 point per HK$1 or RMB1 spent, points valid for up to 2 years
0.0667Miles programme: every 15 points convert to 1 Asia Mile
Annual fee waiverAnnual fee waived
Source: CCB Asia Visa Platinum Credit CardUpdated 19 Oct 2026
CCB Asia Visa Infinite Card · China Construction Bank (Asia) Corporation Limited China Construction Bank (Asia) Corporation Limited

CCB Asia Visa Infinite Card

 Annual feeHK$3,800Purchase APR35.60%Minimum incomeTo be verified
1All spending (HKD1 = 1 point, points never expire)
0.125Auto conversion at an 8-tenths point rate (8 points = 1 mile, i.e. about 0.125 miles per HKD1)
Annual fee waiverAnnual fee waiver only for Prestige Banking / Private Wealth / Private Banking customers meeting the 1,000,000 / 8,000,000 / 25,000,000 HKD asset-total requirements respectively
Source: CCB Asia Visa Infinite CardUpdated 19 Oct 2026
CCB Asia UnionPay Dual Currency Card · China Construction Bank (Asia) Corporation Limited China Construction Bank (Asia) Corporation Limited

CCB Asia UnionPay Dual Currency Card

 Annual feeWaivedPurchase APRRetail purchase APR is 35.60% when the account is opened, subject to review.Minimum incomeTo be verified
1Eligible spending: 1 point per HK$1 or RMB equivalent
0.4%Flexi RMB/HK$ rebate: every 250 points convert to a HK$1 rebate (or RMB equivalent)
Annual fee waiverAnnual fee waived
Source: CCB Asia UnionPay Dual Currency CardUpdated 19 Oct 2026
CCB Asia UnionPay Diamond Prestige Card · China Construction Bank (Asia) Corporation Limited China Construction Bank (Asia) Corporation Limited

CCB Asia UnionPay Diamond Prestige Card

 Annual feeHK$3,800Purchase APR35.60%Minimum incomeTo be verified
1All spending (1 point per HK$1 or RMB equivalent, points never expire)
Annual fee waiverFirst membership-year annual fee waiver for principal and supplementary cards; the next year is waived with HK$60,000 spending in a membership year (principal HK$3,800, supplementary HK$1,900)
Source: CCB Asia UnionPay Diamond Prestige CardUpdated 19 Oct 2026
CCB Asia TRAVO Mastercard · China Construction Bank (Asia) Corporation Limited China Construction Bank (Asia) Corporation Limited

CCB Asia TRAVO Mastercard

 Annual feeTRAVO World Mastercard: principal HK$1,800 per year; supplementary HK$900 per year (World variant only).Purchase APR35.60%Minimum incomeTRAVO World Mastercard minimum annual income HK$240,000; the bank may issue it at its sole discretion below this amount.
4%Overseas spending (up to 4% cash rebate, or HK$1.5/mile) · From now until 31 December 2026 (TRAVO Rewards promotion period, registration via mobile banking required)
2%Local dining spending (up to 2% cash rebate, or HK$3/mile) · From now until 31 December 2026 (TRAVO Rewards promotion period, registration via mobile banking required)
Source: CCB Asia TRAVO MastercardUpdated 19 Oct 2026
CCB Asia Pui Ching UnionPay Dual Currency Card · China Construction Bank (Asia) Corporation Limited China Construction Bank (Asia) Corporation Limited

CCB Asia Pui Ching UnionPay Dual Currency Card

 Annual feePerpetual annual fee waiver.Purchase APR35.60%Minimum incomeMinimum annual income HK$150,000.
1All eligible spending (1 point per HK$1 or RMB equivalent, cash rebate credited automatically each month, uncapped all year round)
Annual fee waiverPerpetual annual fee waiver.
Source: CCB Asia Pui Ching UnionPay Dual Currency CardUpdated 19 Oct 2026
CCB Asia GBA Virtual UnionPay Credit Card · China Construction Bank (Asia) Corporation Limited China Construction Bank (Asia) Corporation Limited

CCB Asia GBA Virtual UnionPay Credit Card

 Annual feePrincipal annual membership fee: waived (Platinum card)Purchase APR35.60%Minimum incomeTo be verified
Annual fee waiverAnnual membership fee waived for the Platinum principal card
Source: CCB Asia GBA Virtual UnionPay Credit CardUpdated 19 Oct 2026
CCB Asia CIC UnionPay Dual Currency Card · China Construction Bank (Asia) Corporation Limited China Construction Bank (Asia) Corporation Limited

CCB Asia CIC UnionPay Dual Currency Card

 Annual feeTo be verifiedPurchase APR19.56%Minimum incomeMinimum annual income HK$150,000; applicants must be Hong Kong residents aged 18 or above and provide a valid construction worker registration card.
5%Payments of construction worker registration fees, construction trade tests and Hong Kong Institute of Construction courses (12.5x points)
1Eligible spending: 1 point per HK$1 or RMB equivalent
Source: CCB Asia CIC UnionPay Dual Currency CardUpdated 19 Oct 2026
CCB Asia AIA UnionPay Diamond Card · China Construction Bank (Asia) Corporation Limited China Construction Bank (Asia) Corporation Limited

CCB Asia AIA UnionPay Diamond Card

 Annual feeHK$1,800Purchase APR35.60%Minimum incomeTo be verified
1Eligible spending: 1 point per HK$1 (or RMB equivalent), freely convertible into RMB or HK$ cash rebate, credited automatically each month
0.4%Flexi cash rebate: every 250 points convert to a HK$1 rebate (or RMB equivalent)
Annual fee waiverPerpetual annual fee waiver.
Source: CCB Asia AIA UnionPay Diamond CardUpdated 19 Oct 2026
CCB Asia AIA Credit Card · China Construction Bank (Asia) Corporation Limited China Construction Bank (Asia) Corporation Limited

CCB Asia AIA Credit Card

 Annual feeHK$0Purchase APR35.60%Minimum incomeTo be verified
1Eligible spending: 1 point per HK$1 or RMB1 spent, points valid for up to 2 years
0.0667Miles programme: every 15 points convert to 1 Asia Mile
Annual fee waiverPerpetual annual fee waiver
Source: CCB Asia AIA Credit CardUpdated 19 Oct 2026
CCB Asia eye Visa Signature Card · China Construction Bank (Asia) Corporation Limited China Construction Bank (Asia) Corporation Limited

CCB Asia eye Visa Signature Card

 Annual feeWaivedPurchase APR35.60%Minimum incomeTo be verified
11%Local dining, food-delivery platform and transport spending (monthly registration via mobile banking required; cash rebate capped per stage during the promotion period)
2%Online and contactless payments (including Visa payWave, Apple Pay and Google Pay, no registration required, 5X points)
Annual fee waiverAnnual fee waived
Current offers: Up to 11% cash rebate on local dining, food-delivery platform and transport spending (promotion period in 3 stages; cash rebate capped at HK$400 per stage per credit card member)Ended（Until 30 Sep 2026）
Source: CCB Asia eye Visa Signature CardUpdated 21 Sep 2026

Personal loans3

China Construction Bank (Asia) Corporation Limited

Personal Installment Loan

 APR from1.24%–1.33%Loan amountUp to HK$3,000,000 or 18 times monthly salary, whichever is lowerMonthly flat rate0.06%TenorUp to 60 months (minimum not published)
Source: CCB Asia Personal Installment LoanUpdated 19 Oct 2026
China Construction Bank (Asia) Corporation Limited

Revolving Credit Facility - e-loan

 APR0.94%–24.35%; actual APR varies by customerLoan amountTo be verifiedMonthly flat rateTo be verifiedTenor12-month credit-limit validity; all principal and interest due at maturity
Source: CCB Asia e-LoanUpdated 19 Oct 2026
China Construction Bank (Asia) Corporation Limited

Balance Transfer Program

 APR5.81%Loan amountUp to HK$2,000,000 or 21 times monthly salary, whichever is lowerMonthly flat rate0.25%TenorUp to 84 months (minimum not published)
Source: CCB Asia Balance TransferUpdated 19 Oct 2026

Traditional bank accounts1

China Construction Bank (Asia) Corporation Limited

PREMIER BANKING

 Account typePREMIER BANKING integrated wealth management serviceMinimum balanceHK$1,000,000 (Daily Average Combined Balance)Maintenance feeIf daily average combined balance is below the required minimum (HK$1,000,000 equivalent for PREMIER BANKING) for 3 consecutive calendar months, HK$300 monthly maintenance fee, or another fee set by the bank, applies from month 4.InterestTo be verified
Current offers: Welcome rewards of over $14,500, including up to 8.88% p.a. time deposit interest rate, HK$1,800 worth of Tracker Fund stock reward and a limited edition 999 pure gold plate
Source: CCB Asia Premier BankingUpdated 30 Sep 2026