HSBC VHIS Flexi Plan（認可產品名稱：HSBC Voluntary Health Insurance Flexi Plan）
HSBC Life (International) Limited
Intro
About this product
HSBC Life (International) Limited · HSBC VHIS Flexi Plan（認可產品名稱：HSBC Voluntary Health Insurance Flexi Plan）
Coverage limits
Coverage limits
Annual benefit limit5,000,000-40,000,000 (by level)
Lifetime benefit limit20,000,000 (Bronze); others none
Ward classWard to standard private (by level)
Outpatient benefitsImaging & cancer treatment fully covered
Psychiatric treatment30,000-50,000 (Hong Kong)
Unknown pre-existing conditionsImmediate cover, no waiting period
Key facts
Key facts
Benefit limits
Plan type
Flexi plan
None / 16,000 / 50,000 / 100,000
Policy
Guaranteed renewal
Guaranteed renewal to age 100
Entry age
15 days after birth to age 80
Monthly premium from
To be verified
Tax deduction
Up to 8,000 tax deduction per insured a year
Geographic scope
Greater China to worldwide (by level)
Certified product no.
F00049-01-000-03
Effective from
24 Sep 2026
Source: Official product page Last updated: Data follows the institution's official pages and is not investment or lending advice.