HSBC VHIS Standard Plan（認可產品名稱：HSBC Voluntary Health Insurance Standard Plan）
HSBC Life (International) Limited
Intro
About this product
HSBC Life (International) Limited · HSBC VHIS Standard Plan（認可產品名稱：HSBC Voluntary Health Insurance Standard Plan）
Coverage limits
Coverage limits
Annual benefit limit420,000
Lifetime benefit limitNil
Ward classNo ward restriction
Outpatient benefitsImaging 20,000; cancer 80,000; outpatient care 3,000
Psychiatric treatment30,000
Unknown pre-existing conditions0% year 1, 25% year 2, 50% year 3, 100% from year 4
Key facts
Key facts
Benefit limits
Plan type
Standard plan
N/A
Policy
Guaranteed renewal
Guaranteed renewal to age 100
Entry age
15 days after birth to age 80
Monthly premium from
To be verified
Tax deduction
Up to 8,000 tax deduction per insured a year
Geographic scope
Worldwide (psychiatric treatment excepted)
Certified product no.
S00042-01-000-02
Effective from
24 Sep 2026
Source: Official product page Last updated: Data follows the institution's official pages and is not investment or lending advice.