Voluntary Health Insurance Scheme Standard Plan - Guard Your Health Medical Insurance Plan
China Life (Overseas)
Intro
About this product
China Life (Overseas) · Voluntary Health Insurance Scheme Standard Plan - Guard Your Health Medical Insurance Plan
Coverage limits
Coverage limits
Annual benefit limit420,000
Lifetime benefit limitNil
Ward classNo ward class restriction
Outpatient benefitsOutpatient 3,000 (580 each); imaging 20,000
Psychiatric treatment30,000
Unknown pre-existing conditions0% year 1, 25% year 2, 50% year 3, 100% from year 4
Key facts
Key facts
Benefit limits
Plan type
Standard plan
Policy
Guaranteed renewal
Guaranteed renewal to age 100
Entry age
15 days to age 80
Monthly premium from
To be verified
Tax deduction
Up to 8,000 tax deduction per insured a year
Geographic scope
To be verified
Certified product no.
S00021-01-000-02
Effective from
24 Sep 2026
Source: Official product page Last updated: Data follows the institution's official pages and is not investment or lending advice.