CCB Asia CIC UnionPay Dual Currency Card

An UnionPay credit card from China Construction Bank (Asia) Corporation Limited. Rewards center on Cash rebate · Points, with headline rules such as 5% · Payments of construction worker registration fees, construction trade tests and Hong Kong Institute of Construction courses (12.5x points); 1% · Eligible spending: 1 point per HK$1 or RMB equivalent; 0.4% · Points auto-converted to cash rebate each month: every 250 points convert to HK$1 (or RMB equivalent), uncapped all year round. The foreign transaction fee is 0%.

• Points and miles collectors
• Cardholders who spend abroad and want to keep the foreign transaction fee at 0%

Source: CCB Asia CIC UnionPay Dual Currency Card Last updated: 21 Sep 2026 Data follows the institution's official pages and is not investment or lending advice.