ICBC Caritas HK Mastercard
Industrial and Commercial Bank of China (Asia) Limited
Intro
About this product
A Mastercard credit card from Industrial and Commercial Bank of China (Asia) Limited. Rewards center on Points · Air miles · Cash rebate, with headline rules such as 1% · All spending (1 point per HK$1, points valid for up to one year); 0.125% · Points converted to PhoenixMiles frequent flyer programme miles (HK$8 spending = 8 points = 1 km); 0.5% · All spending (cardholders may choose the cash rebate, calculated monthly and shown on the monthly statement).
Rewards
Reward rules
Rewards: Points · Air miles · Cash rebate
1%All spending (1 point per HK$1, points valid for up to one year)
0.125%Points converted to PhoenixMiles frequent flyer programme miles (HK$8 spending = 8 points = 1 km)
0.5%All spending (cardholders may choose the cash rebate, calculated monthly and shown on the monthly statement)
Key facts
Key facts
Fees & rates
Annual fee
To be verified
Annual fee waiver
To be verified
Purchase APR
To be verified
Foreign transaction fee
To be verified
Eligibility
Minimum income
To be verified
Card details
Card network
Mastercard
Effective from
21 Sep 2026
Source: ICBC Caritas HK Mastercard Last updated: Data follows the institution's official pages and is not investment or lending advice.