Skip to content
jolvex
Jolvex
Home
Insights
Market data
App
AI Tools
Coming soon
0
zh
Home
Insights
Market data
App
AI Tools
Coming soon
ISSUERS
Home
/
Market data
/
Institutions
/
Industrial and Commercial Bank of China (Asia) Limited
Industrial and Commercial Bank of China (Asia) Limited
Official site
www.icbcasia.com
Last verified
19 Oct 2026
Credit cards
12
Personal loans
2
Traditional bank accounts
1
Tax loans
1
Credit cards
12
Industrial and Commercial Bank of China (Asia) Limited
ICBC Wise Gold World Mastercard
Annual fee
To be verified
Purchase APR
16.08%–29.33% at account opening; reviewed periodically
Minimum income
To be verified
2%
Local and overseas spending (equivalent to 4x points, auto-converted to a cash rebate free of charge each month)
Source: ICBC Wise Gold World Mastercard
Updated
19 Oct 2026
Industrial and Commercial Bank of China (Asia) Limited
ICBC Swiss Privilege UnionPay Dual Currency Diamond Card
Annual fee
To be verified
Purchase APR
16.08%–29.33% at account opening; reviewed periodically
Minimum income
To be verified
1
Swiss Privilege insurance plan premium payments (1 point per HK$1, up to 100,000 points per year, redeemable for cash rebates, air miles and charitable donations)
Source: ICBC Swiss Privilege UnionPay Dual Currency Diamond Card
Updated
19 Oct 2026
Industrial and Commercial Bank of China (Asia) Limited
ICBC SUP Credit Card
Annual fee
To be verified
Purchase APR
16.08%–29.33% at account opening; reviewed periodically
Minimum income
To be verified
1.5%
Local and overseas spending (UnionPay Diamond or Visa Signature Card, uncapped)
1%
Local and overseas spending (UnionPay Platinum and UnionPay Platinum Virtual Card, uncapped)
Annual fee waiver
First 3 years' annual fee waived upon successful application
Source: ICBC SUP Credit Card
Updated
19 Oct 2026
Industrial and Commercial Bank of China (Asia) Limited
ICBC Horoscope Card
Annual fee
To be verified
Purchase APR
16.08%–29.33% at account opening; reviewed periodically
Minimum income
To be verified
1.5%
ICBC Horoscope Card - Visa Signature Card and Dual Currency Credit Card - UnionPay Diamond Card: local and overseas spending (HKD and RMB combined, uncapped)
1%
ICBC Horoscope Dual Currency Credit Card - UnionPay Platinum Card: local spending
Source: ICBC Horoscope Card
Updated
19 Oct 2026
Industrial and Commercial Bank of China (Asia) Limited
ICBC Greater Bay Area Credit Card
Annual fee
To be verified
Purchase APR
16.08%–29.33% at account opening; reviewed periodically
Minimum income
To be verified
0.5%
All spending (HKD and RMB combined, RMB converted at 1:1)
1.5%
Dual Currency Credit Card - UnionPay Diamond Card: 3x rewards on local and overseas spending (uncapped)
Source: ICBC Greater Bay Area Credit Card
Updated
19 Oct 2026
Industrial and Commercial Bank of China (Asia) Limited
ICBC Essence Card (Visa Infinite)
Annual fee
HK$6,800
Purchase APR
16.08%–29.33% at account opening; reviewed periodically
Minimum income
To be verified
2%
Local and overseas spending (uncapped, auto-converted to a cash rebate free of charge each month)
Annual fee waiver
Selected clients holding a valid Essence main card and supplementary card enjoy the annual fee waiver
Source: ICBC Essence Card (Visa Infinite)
Updated
19 Oct 2026
Industrial and Commercial Bank of China (Asia) Limited
ICBC Elite Club Mastercard
Annual fee
Standard annual fee: principal HK$1,000; supplementary HK$500
Purchase APR
16.08%–29.33% at account opening; reviewed periodically
Minimum income
To be verified
1.5%
Local and overseas spending (exclusive to Elite Club account customers, uncapped)
Source: ICBC Elite Club Mastercard
Updated
19 Oct 2026
Industrial and Commercial Bank of China (Asia) Limited
ICBC China Overseas UnionPay Dual Currency Card
Annual fee
To be verified
Purchase APR
16.08%–29.33% at account opening; reviewed periodically
Minimum income
To be verified
Source: ICBC China Overseas UnionPay Dual Currency Card
Updated
19 Oct 2026
Industrial and Commercial Bank of China (Asia) Limited
ICBC Chimelong Platinum Card
Annual fee
Standard annual fee: principal HK$1,000; supplementary HK$500
Purchase APR
16.08%–29.33% at account opening; reviewed periodically
Minimum income
To be verified
0.5%
All spending (HKD and RMB combined, RMB converted at 1:1)
Source: ICBC Chimelong Platinum Card
Updated
19 Oct 2026
Industrial and Commercial Bank of China (Asia) Limited
ICBC Caritas HK Mastercard
Annual fee
Standard annual fee: principal Platinum HK$1,000, Gold HK$480, Classic HK$240; supplementary HK$500, HK$240 and HK$120 respectively
Purchase APR
16.08%–29.33% at account opening; reviewed periodically
Minimum income
To be verified
1
All spending (1 point per HK$1, points valid for up to one year)
0.125
Points converted to PhoenixMiles frequent flyer programme miles (HK$8 spending = 8 points = 1 km)
Source: ICBC Caritas HK Mastercard
Updated
19 Oct 2026
Industrial and Commercial Bank of China (Asia) Limited
ICBC AXA Virtual Digital Credit Card
Annual fee
Standard annual fee: principal HK$1,000; supplementary HK$500
Purchase APR
16.08%–29.33% at account opening; reviewed periodically
Minimum income
To be verified
3
All spending (spending-exclusive 3x points)
1
AXA insurance plan premium payments (1 point per HK$1, up to 100,000 points per year)
Source: ICBC AXA Virtual Digital Credit Card
Updated
19 Oct 2026
Industrial and Commercial Bank of China (Asia) Limited
ICBC AXA Platinum Cards
Annual fee
Standard annual fee: principal HK$1,000; supplementary HK$500
Purchase APR
16.08%–29.33% at account opening; reviewed periodically
Minimum income
To be verified
1
All spending (1 point per HK$1 or RMB equivalent; Platinum card points valid for up to 3 years)
1
AXA insurance plan premium payments (1 point per HK$1, up to 100,000 points per year)
Source: ICBC AXA Platinum Cards
Updated
19 Oct 2026
Personal loans
2
Industrial and Commercial Bank of China (Asia) Limited
Vehicle Financing
APR
To be verified
Loan amount
Up to 100% of the vehicle price
Monthly flat rate
To be verified
Tenor
To be verified
Source: ICBC Asia Vehicle Financing
Updated
5 Oct 2026
Industrial and Commercial Bank of China (Asia) Limited
Personal Instalment Loan
APR from
3.02%
–5.72%
Loan amount
Up to HK$4,000,000 or 18x monthly salary (whichever is lower)
Monthly flat rate
0.135%
Tenor
12–60
Source: ICBC Asia Personal Instalment Loan
Updated
5 Oct 2026
Traditional bank accounts
1
Industrial and Commercial Bank of China (Asia) Limited
e-Age Banking Account
Account type
e-Age Banking integrated account (combining savings, current deposits, time deposits and investments)
Minimum balance
Average daily total liquid assets of HK$100,000 or above over the previous three months
Maintenance fee
To be verified
Interest
To be verified
Source: ICBC Asia e-Age Banking Account
Updated
19 Oct 2026
Tax loans
1
Industrial and Commercial Bank of China (Asia) Limited
Personal Tax Loan
APR
0.59%-5.46% (the as-low-as 0.59% applies only to existing bank customers, calculated including the HK$6,888 cash rebate; the monthly repayment tables show 2.18%-5.46%)
Loan amount
Up to HK$4,000,000 or 18 times of monthly salary (whichever is lower)
Monthly flat rate
0.0286%-0.235% (the as-low-as 0.0286% applies only to existing bank customers with a loan amount of HK$1,500,000 or above and a 6-month repayment period; the monthly repayment tables show 0.105%-0.235%)
Tenor
Up to 24
Source: Official product page
Updated
11 Oct 2026
