ICBC Greater Bay Area Credit Card
Industrial and Commercial Bank of China (Asia) Limited
Intro
About this product
A credit card from Industrial and Commercial Bank of China (Asia) Limited. Rewards center on CashBack, with headline rules such as 0.5% · All spending (HKD and RMB combined, RMB converted at 1:1); 1.5% · Dual Currency Credit Card - UnionPay Diamond Card: 3x rewards on local and overseas spending (uncapped). The foreign transaction fee is 0%.
Rewards
Reward rules
Rewards: CashBack
0.5%All spending (HKD and RMB combined, RMB converted at 1:1)
1.5%Dual Currency Credit Card - UnionPay Diamond Card: 3x rewards on local and overseas spending (uncapped)
Fit
Who it suits
- Everyday spenders who want cash back directly
- Cardholders who spend abroad and want to keep the foreign transaction fee at 0%
Key facts
Key facts
Fees & rates
Annual fee
To be verified
Annual fee waiver
To be verified
Purchase APR
To be verified
Foreign transaction fee
0%
Eligibility
Minimum income
To be verified
Card details
Card network
To be verified
Effective from
21 Sep 2026
Source: ICBC Greater Bay Area Credit Card Last updated: Data follows the institution's official pages and is not investment or lending advice.