ICBC Essence Card (Visa Infinite)
Industrial and Commercial Bank of China (Asia) Limited
Intro
About this product
A Visa credit card from Industrial and Commercial Bank of China (Asia) Limited. Its annual fee is HK$6,800 (Selected clients holding a valid Essence main card and supplementary card enjoy the annual fee waiver). Rewards center on Cash rebate, with headline rules such as 2% · Local and overseas spending (uncapped, auto-converted to a cash rebate free of charge each month).
Rewards
Reward rules
Rewards: Cash rebate
2%Local and overseas spending (uncapped, auto-converted to a cash rebate free of charge each month)
Key facts
Key facts
Fees & rates
Annual fee
HK$6,800
Annual fee waiver
Selected clients holding a valid Essence main card and supplementary card enjoy the annual fee waiver
Purchase APR
To be verified
Foreign transaction fee
To be verified
Eligibility
Minimum income
To be verified
Card details
Card network
Visa
Effective from
21 Sep 2026
Source: ICBC Essence Card (Visa Infinite) Last updated: Data follows the institution's official pages and is not investment or lending advice.