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American Express International Incorporated
American Express International Incorporated
Official site
www.americanexpress.com
Last verified
19 Oct 2026
Credit cards
7
American Express International Incorporated
American Express Platinum Credit Card
Annual fee
HK$2,200
Purchase APR
35.96% at account opening; reviewed from time to time
Minimum income
To be verified
3
Overall earn rate, up to (HK$1 = up to 3 points)
6
Selected local supermarkets, gas stations and convenience stores, 2X bonus for a total of up to 6 points per HK$1 (equivalent to up to 2% cash back)
Source: Amex Platinum Credit Card
Updated
19 Oct 2026
American Express International Incorporated
The Platinum Card
Annual fee
HK$9,500
Purchase APR
To be verified
Minimum income
To be verified
9
Eligible spend in Foreign Currencies Spending, Designated Travel and Designated Everyday Spend Merchants (registration required), up to, as low as HK$2 = 1 mile
Source: The Platinum Card
Updated
19 Oct 2026
American Express International Incorporated
American Express Gold Credit Card
Annual fee
HK$600
Purchase APR
35.96% at account opening; reviewed from time to time
Minimum income
To be verified
2
Turbo Program: HK$1 = 2 points; Turbo enrollees can at anytime transfer points to any airline program; points never expire
1
Basic Program: every HK$1 spent gets 1 point; points never expire
Annual fee waiver
First-year annual fee waived; the second-year card fee is waived by spending HK$24,000 or more a year
Source: Amex Gold Credit Card
Updated
19 Oct 2026
American Express International Incorporated
American Express Explorer Credit Card
Annual fee
HK$2,200
Purchase APR
35.96% at account opening; reviewed from time to time
Minimum income
To be verified
10.75
Eligible foreign currency transactions via the Foreign Currency Bonus Program (enrollment required), up to, as low as HK$1.68 = 1 mile
6
Eligible Hong Kong dollar transactions via the Local Spend Bonus Program (enrollment required), up to, as low as HK$3 = 1 mile
Annual fee waiver
First-year annual fee waiver for New Cardmembers spending HK$30,000 in the first 3 months; the following year's fee is waived by spending HK$150,000 annually
Source: Amex Explorer Credit Card
Updated
19 Oct 2026
American Express International Incorporated
American Express Essential Credit Card
Annual fee
Annual membership fee waived for Basic and Supplementary Cards
Purchase APR
35.96% at account opening; reviewed from time to time
Minimum income
To be verified
3
Eligible foreign currency transactions
2.5
Eligible Hong Kong dollar transactions via the Local Spend Bonus Program (enrollment required), up to
Annual fee waiver
Existing American Express Cardmembers can enjoy an annual fee waiver
Source: Amex Essential Credit Card
Updated
19 Oct 2026
American Express International Incorporated
American Express Credit Card
Annual fee
HK$180
Purchase APR
35.96% at account opening; reviewed from time to time
Minimum income
To be verified
2
Turbo Program: 2 points per HK$1 spend, transferable at anytime to any airline program
1
Basic Program: every HK$1 spent gets 1 point; points never expire
Source: Amex Credit Card
Updated
19 Oct 2026
American Express International Incorporated
Blue Cash Credit Card from American Express
Annual fee
HK$980
Purchase APR
35.96% at account opening; reviewed from time to time
Minimum income
HK$150,000
1.2%
Everyday purchases, in town and overseas (unlimited, all year-round)
1.2%
Cashback automatically credited to your account every month
Annual fee waiver
First-year annual fee waived; the following year's fee is waived by spending HK$25,000 annually
Source: Amex Blue Cash Credit Card
Updated
19 Oct 2026
