American Express Gold Credit Card
American Express International Incorporated

Intro
About this product
An Amex credit card from American Express International Incorporated. Its annual fee is HK$600 (First-year annual fee waived; the second-year card fee is waived by spending HK$24,000 or more a year). Rewards center on Membership Rewards points, with headline rules such as 2% · Turbo Program: HK$1 = 2 points; Turbo enrollees can at anytime transfer points to any airline program; points never expire; 1% · Basic Program: every HK$1 spent gets 1 point; points never expire.
Rewards
Reward rules
Rewards: Membership Rewards points
2%Turbo Program: HK$1 = 2 points; Turbo enrollees can at anytime transfer points to any airline program; points never expire
1%Basic Program: every HK$1 spent gets 1 point; points never expire
Fit
Who it suits
- Points and miles collectors
- Frequent travellers who want travel-related rewards
Key facts
Key facts
Fees & rates
Annual fee
HK$600
Annual fee waiver
First-year annual fee waived; the second-year card fee is waived by spending HK$24,000 or more a year
Purchase APR
To be verified
Foreign transaction fee
To be verified
Eligibility
Minimum income
To be verified
Card details
Card network
Amex
Effective from
21 Sep 2026
Source: Amex Gold Credit Card Last updated: Data follows the institution's official pages and is not investment or lending advice.