American Express Essential Credit Card
American Express International Incorporated
Intro
About this product
An Amex credit card from American Express International Incorporated. Rewards center on Membership Rewards points, with headline rules such as 3% · Eligible foreign currency transactions; 2.5% · Eligible Hong Kong dollar transactions via the Local Spend Bonus Program (enrollment required), up to.
Rewards
Reward rules
Rewards: Membership Rewards points
3%Eligible foreign currency transactions
2.5%Eligible Hong Kong dollar transactions via the Local Spend Bonus Program (enrollment required), up to
Key facts
Key facts
Fees & rates
Annual fee
To be verified
Annual fee waiver
To be verified
Purchase APR
To be verified
Foreign transaction fee
To be verified
Eligibility
Minimum income
To be verified
Card details
Card network
Amex
Effective from
21 Sep 2026
Source: Amex Essential Credit Card Last updated: Data follows the institution's official pages and is not investment or lending advice.