American Express Explorer Credit Card

An Amex credit card from American Express International Incorporated. Its annual fee is HK$2,200 (First-year annual fee waiver for New Cardmembers spending HK$30,000 in the first 3 months; the following year's fee is waived by spending HK$150,000 annually). Rewards center on Membership Rewards points, with headline rules such as 10.75% · Eligible foreign currency transactions via the Foreign Currency Bonus Program (enrollment required), up to, as low as HK$1.68 = 1 mile; 6% · Eligible Hong Kong dollar transactions via the Local Spend Bonus Program (enrollment required), up to, as low as HK$3 = 1 mile.

Source: Amex Explorer Credit Card Last updated: 21 Sep 2026 Data follows the institution's official pages and is not investment or lending advice.