A. Point Card

Name: A. Point Card
Brand: Standard Chartered Bank (Hong Kong) Limited

Standard Chartered Bank (Hong Kong) Limited

Intro

About this product

A Visa credit card from Standard Chartered Bank (Hong Kong) Limited. Its annual fee is HK$0. Rewards center on A. Point, with headline rules such as 2% · Spending via the AlipayHK app — eligible spending (2 base A. Points for every HK$1 spent); 20% · Payments to cross-border merchants via the AlipayHK app (18 extra A. Points, up to 20 A. Points in total); 10% · Spending with the physical designated credit card or e-wallet — eligible retail spending. Current offer: HK$200 gift voucher (for use in the AlipayHK app), running until 2026-12-31.

Rewards

Reward rules

Rewards: A. Point

2%Spending via the AlipayHK app — eligible spending (2 base A. Points for every HK$1 spent)

20%Payments to cross-border merchants via the AlipayHK app (18 extra A. Points, up to 20 A. Points in total)

10%Spending with the physical designated credit card or e-wallet — eligible retail spending

Fit

Who it suits

Points and miles collectors
Heavy online and mobile-payment shoppers
Users who want a no-annual-fee card
Applicants who want to catch the welcome offer before 2026-12-31

Key facts

Fees & rates

Annual fee

HK$0

Annual fee waiver

To be verified

Purchase APR

To be verified

Foreign transaction fee

To be verified

Eligibility

Minimum income

To be verified

Card details

Card network

Visa

Effective from

21 Sep 2026

Offers

Current offers

2026-05-04 → 2026-12-31

HK$200 gift voucher (for use in the AlipayHK app)

Eligibility: New credit card customers who apply for the A. Point Card via the AlipayHK app during the promotion period and are successfully approved

Visit the institution's official site

Source: Standard Chartered A. Point Card Last updated: 21 Sep 2026 Data follows the institution's official pages and is not investment or lending advice.