Standard Chartered Cathay Mastercard
Standard Chartered Bank (Hong Kong) Limited

Intro
About this product
A Mastercard credit card from Standard Chartered Bank (Hong Kong) Limited. Its annual fee is HK$2,000 (First-year annual fee waiver for all principal cardholders). Rewards center on Asia Mile, with headline rules such as 0.25% · Eligible spending on Cathay and HK Express; 0.5% · Foreign currency spending. Applicants need a yearly income of HK$96,000 or above.
Rewards
Reward rules
Rewards: Asia Mile
0.25%Eligible spending on Cathay and HK Express
0.5%Foreign currency spending
Fit
Who it suits
- Points and miles collectors
- Applicants earning HK$96,000 or more a year
Key facts
Key facts
Fees & rates
Annual fee
HK$2,000
Annual fee waiver
First-year annual fee waiver for all principal cardholders
Purchase APR
To be verified
Foreign transaction fee
To be verified
Eligibility
Minimum income
HK$96,000
Card details
Card network
Mastercard
Effective from
21 Sep 2026
Source: SC Cathay Mastercard product page Last updated: Data follows the institution's official pages and is not investment or lending advice.